Get it now.
Pay on your terms.

Split your purchase into flexible monthly instalments when you shop online at thousands of South African stores, with Stitch Pay Later. Full transparency. No surprises.

Payment freedom

One checkout.
Your choice.

When you check out with Stitch Pay Later, you choose the number of instalments. Your payment schedule is shown in full before you commit, so you always know exactly what you’re paying and when.

Create your account
Hand holding a phone showing instalment options at checkout

How it works

Depending on the store, your purchase may be split interest-free or paid over time with fair, transparent rates. Either way, there are no hidden fees and no surprises.

Your options

Two ways to pay later

Split

  • Quick KYC approval at checkout
  • No sign-up fees or hidden charges
  • Choose how many months to pay over
  • 0% interest, always

At hundreds of your favourite stores, split your purchase into equal monthly payments over 2–6 instalments. The checkout price is the price you pay: nothing added.

Extend

  • No upfront payment. Start in 1 month.
  • Fair, transparent rates
  • See full cost upfront before you agree
  • Choose how many months to pay over
  • No hidden charges

Access an even higher available spend limit and more of your favourite stores, with flexible financing through Extend. Rates are fair and transparent: you'll see the full cost of every payment before you commit.

Why Stitch Pay Later

Your cart. Your call.

When you check out with Stitch Pay Later, you choose the number of instalments. Your payment schedule is shown in full before you commit, so you always know exactly what you're paying and when.

Transparent

Totally transparent

Every payment, every date, every rand laid out clearly before you commit.

Control

You're in control

Choose the number of months that works for you. Your schedule is set from checkout.

Responsible

Responsible by design

We check affordability before you're approved for a spend limit.

Stores

Hundreds of stores to choose from

Shop across fashion, beauty, electronics, homeware, groceries and more; wherever you see Stitch Pay Later at checkout.

Where to pay with Stitch

Earn rewards by paying with Stitch across all your favourite brands — from retail, to groceries, to travel, electronics, healthcare, mobile data and more. See everywhere you can pay with Stitch when you create a free account.

Security + Privacy

Built secure

Stitch is a licensed payment provider in South Africa, and PCI DSS Level 1 certified. All your transactions are secured with advanced fraud prevention, and your data is locked up safe. Guaranteed.

Make life happen
with payments on your terms

Sign up for free